I started a CS-degree some 10 years ago. Focused more on the partying then the studying. Got my shit together. Took a COBOL class and my entry salary is way higher then full fledged masters in CS is. And the job requires no overtime at all. None of the risks you sign up for with a startup. Great benefits in lower interests on mortgages, great pension plans, lower retirement age and job security. And things I learn today will be just as relevant years from now. So no need to keep up with stuff on my spare time.
Well I had some work experience as a developer from a startup doing web stuff.