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I mean key word “generally”?

I’m not suggesting that there’s a team of employees watching you every time you pick up a prescription, but of course they could access an individual claim if there was a legitimate reason to. Not sure why it’s so unbelievable to think that an insurer would be legally barred from doing so if they are literally taking on the risk themselves, even if it is to audit the TPA to make sure they aren’t stealing from them.

If you are an extremely ill employee and you’re using a lot of healthcare your employer will know without you needing to inform them.

Most companies use third party administrators to do the day to day management, but that doesn’t mean people in HR or Finance can’t access data on individual claims if there was a reason to. If an employee used $1M in healthcare believe me you don’t have to tell your company - they will know.

Most companies use a Third Party Administrator (TPA) for the actual back office claims management. That doesn’t mean people in HR and Finance don’t have visibility into claims data.

It’s actually pretty shocking how few people seem to realize this about large employers...this is clearly not well understood at all.

Yes they do if they are self insured, meaning they are literally the insurance company taking on the risk. This is the norm for large companies.

Self insured is definitely the norm for large companies in the US.

They can access individual claims because they themselves are the insurer. Claims have medical codes that map to treatments, diseases, prescriptions, doctor visits, etc. That’s what I mean by visibility.

It’s a lesser of two evils thing. Personally I find it creepier for a private employer to have that data than a (non-authoritarian) gov’t.

I mean claims data, which is arguably a good record of your present health care intersections while employed at that company. They definitely have access to it.

Claims are a pretty solid proxy for health care interactions. That’s what I mean.

Anyone else find it strange in the US with the self-insured health care plans (the norm with large companies) your company has complete visibility into every health care interaction you have while employed through claims data?

Have no idea what your point it. You’re suggesting this is a backend change, meaning that Facebook is going to stop tracking like count, but all they are doing is hiding it in the app. Users can still see their own like count.

This is a step above but I use an app that reminds me daily I will die.

If I understand it correctly, the user bought stock in a company (in this case $F) and then sold deep in the money call options, which is returned to your account as cash which is being mistakenly calculated as additional buying power. He then used the additional cash to buy more stock, and repeated the cycle to get to $1M.

This is a massive accounting issue on RH’s part and almost certainly breaks FINRA rules for margin trading.

Some backstory: a Reddit user this past week started with $2k and somehow bought $50k worth of puts on Apple ahead of their earnings on margin on Robinhood and lost it all when Apple beat earnings and rose 2% the next day.

This should not have been allowed by Robinhood e.g. they did not intend to allow options trading on margin but failed to track the source of cash the user received from selling options on another stock.

Original post: https://www.reddit.com/r/wallstreetbets/comments/dpnzup/i_re...

I read an a16z blog post on the thesis behind their investment in substack, which is the belief that there will be this big “passion” economy where millions of people will be able to make careers out of making podcasts, writing, etc. I don’t really buy it.

These things are tools that lower the barrier of entry to creating but that alone doesn’t generate mass demand for creators. You will see power laws apply just like it does in many situations, and there will be a handful of people who can pull six or seven figures in something like writing a paid email newsletter.

Twitter really screwed up by shutting down Vine. What a crazy thing to think that by doing so they may have generated a national security issue? Wild.

Yeah but Facebook got sued for that because those violated existing laws. There’s no regulation around using any data for targeting purposes for most regular or political online ads, and I’m saying that should be the focus when it comes to regulation but have not heard anything other than “Facebook is destroying democracy!”

I think all this talk about Facebook and paid political ads missing the key problem I have with ads-based businesses and that is there are certain things you just shouldn’t be able to target ads to people with, including health information.

If congress wanted to regulate big tech they should enforce certain basic standards around 1) what information can be used to target consumers with 2) the granularity of the data.

For political ads, for example, I think the right decision for Twitter and Facebook would be to allow them but limit targeting e.g. you can specify the district they would appear in (low granularity) but be shown to a completely random sample of users who live there.

I don’t know how anyone can buy the free speech argument from Facebook when they are extremely strict on any display of adult nudity...

For some reason I‘m basically locked out of any paid Google product because my Google Pay account is disabled for whatever reason. I think it might have been flagged for fraud years ago and now cannot use it at all, including for Fi. It’s crazy.

Why is this clickbait? The story is not what the contaminant was but that a senior executive at the company was alarmed enough with whatever defect there was to raise the issue, fully aware that recalling the product would have huge financial implications given his role in the finance org. That is newsworthy despite not yet knowing what the issue is yet.

Surprised no one has mentioned this gem:

> The lawsuit claims that then-CEO Kevin Burns shot down that idea, saying, “Half our customers are drunk and vaping like mo-fos, who the fuck is going to notice the quality of our pods.”

Well yes I agree in principle but you as a worker voluntarily choose to work somewhere. Sometimes it’s only when you actually start at a job when you realize that there’s a disconnect between a company’s behavior and your own principles.

The cognitive dissonance is certainly strong for any tech worker who cares about ethics, privacy, etc. Sadly it’s not a frequent conversation that I’ve had with many others despite having worked in SF for several years now.

Social media is not new.

Key word is simultaneously.

I mean social media is not new and don’t recall a time in the last 15 years or so when it seemed like there were so many happening simultaneously

It seems like there are dozens of massive anti-government protests all over the world right now.

I only care about meeting the bonus spend requirement. Chasing even 5% on certain category spend usually just incentivizes overspending.

I’ve been lucky to be on some promotion where I can pay my rent for free using a credit card, so usually I just do that or buy prepaid Visa cards, which then isn’t tied to my identity when I transact with it.