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wj

1,550 karma · joined June 11, 2010

Substack: zero2data Email: will.....@......wallet1000 (remove dots)
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wj··on We Sold Pando
"wondering why I should care" is at least passively a toxic comment. At least take the time to click on the link before making a comment like that. Or just ignore the article.
wj··on 1,000 True Fans (2008)
I have always loved this line of thinking since it was introduced to me on the Tropical MBA podcast but I feel like the advice has limits. Many people, most probably, can spend many years without developing this level of following.
wj··on Perfectly Cropped
I can't figure out how to turn the flashlight off on my wife's iPhone whenever my kids somehow turn it on. Always end up restarting the phone.
wj··on Ask HN: Feasible Alternative to the MacBook Pro?
I have a T480s from work and it has two annoying issues for me. The first is that the cursor doesn't always disappear when typing. That is probably a Windows/browser issue.

The hardware issue is the right side of the touchpad seems to be setup as a right click space. I want one finger left click no matter where I am on the touch pad and two finger right click. Reaching to the left side of the touchpad to click is super annoying and I often accidentally drag a tan instead of clicking on it.

Posting that in hopes someone knows a way to make the touchpad just one big space.

wj··on Disney: Bob Iger bets the company (and Hollywood's future) on streaming
It's not now but is was 1990. The Simpsons and Married With Children were pretty much unlike anything else on TV at the time. The Cosby Show was pretty popular if that gives you a contrast.
wj··on Google Announces Nest WiFi
I feel like 'evil' is a pretty strong adjective to use here when talking about the wording in a press release.
wj··on Amazon stops charitable donations via Amazon Smile if you turn off notifications
I get that too from time to time and I feel like it happens if I have a referral cookie set or arrived from a direct referral link and added an item to my cart.

The half a percent they give your charity is less than the referral commission.

Overall I am very happy to be able to passively support my charity of choice this way.

wj··on High in the Cascades, a lone fire lookout still keeps watch
Something I fantasized about after reading Dharma Bums by Kerouac in college.
wj··on Facebook, WhatsApp Will Have to Share Messages With U.K.?
He is saying that he didn't interrupt that from the article--not that he didn't read the article.
wj··on LastPass bug leaks credentials from previous site
I hope this fixes the issue I have with one of my banking sites where it propoluates the login with my old username and password which aren't stored in LastPass anymore. Really weird that it seems to have them cached somewhere so I have manually select the bank's credentials in order to log in.
wj··on Uncomfortable AWS Truths
I saw that too and figured it was due to Cloudfront.
wj··on Americans' fear of losing their jobs grows
They can borrow money at a few percent interest rather than bring their profits from overseas back to the US and pay the corporate tax rate on it.
wj··on Show HN: A clean and minimalist theme for Jekyll
Anyone have a favorite business blog theme for Jekyll? Specifically for a SaaS business blog.
wj··on Companies Use Borrowed Billions to Buy Back Stock, Not to Invest
Unemployment is down to 3.7% I believe. So a benefit has probably been more jobs.
wj··on The Vicious Fun of the Algonquin Round Table
I can't read the article but enjoyed the movie Mrs. Parker and the Vicious Circle from about twenty years ago. It inspired me to read the Dorothy Parker biography What the Fresh Hell is This? which was even better.
wj··on $15 Minimum Wage Would Leave 1.3M Jobless, Lift as Many Out of Poverty
I still haven't seen that math work but am intrigued by the idea as too many people are being left behind today let alone as automation continues to proliferate.
wj··on “Apps intended for kids may not include third-party advertising or analytics”
He said user content so that might be users uploading images, audio, or video with the associated storage and bandwidth costs not to mention workers for generating thumbnails.
wj··on I've been building a Markdown note-taking app for 3 years
Is this the only other note taking app besides Evernote that has a web clipper? That has been the killer feature for me. Will have to check it out.
wj··on One-Quarter of Working Americans Have Zero Retirement Savings
I don't have a WSJ subscription but are the people that don't start working until the mid to late 20s counted as working Americans?

I'm also not sure if that stat is saying anything about the economy. Rather it is an observation of the personal finances of a segment of our population.

I wish Social Security was the icing on the retirement income cake but often it is the other way around.

wj··on One-Quarter of Working Americans Have Zero Retirement Savings
Yup, budgeting really is step one in building up enough of a cushion to break that cycle. And budgeting is a change of mindset that is hard for people to adopt. Going from looking at "how much is in my account" to "how much do I have left in my grocery budget" takes time but, when fully bought into, is a powerful way to take charge of your finances and drive the changes needed to build an emergency fund, get out of debt, save for retirement, etc.

Of course a budget doesn't always work. Sometimes one can only reduce their spending so much but still not reach a balanced budget let alone save a few dollars. In those cases the income side of the equation needs to be focused on. I suspect, but don't have data to back this up, that the job market isn't as strong as the official numbers would lead us to believe so there might not be a higher paying opportunity waiting down the street. Certainly wage growth is lagging. There is definitely a disconnect between the macro economy and Main St. in a lot of towns.

This is a huge problem that is only getting bigger as health care costs continue to rise, particularly for people stuck in the Medigap in retirement. But there are no easy answers or short cuts. I think we continue to do what we can to chip away at the problem and, like with budgeting, small improvements can have outsized results over the long term.

wj··on One-Quarter of Working Americans Have Zero Retirement Savings
And of the ones that do there is a lot of leakage with people taking loans or cashing out accounts when they change employers.

This is specifically what I am working on but taking the angle of helping people break the paycheck-to-paycheck cycle and make some progress towards their goals. If someone can save up enough to establish a small emergency fund then they are less likely to raid their retirement savings when their car breaks down or they get a medical bill they cannot afford. Further, when one feels like they have their financial life in order they are more willing to make 401(k) contributions beyond their matching amount.

It is difficult though. The default action for people and their personal finances is inaction. Working through some ideas to help that but there is no silver bullet.

wj··on “The Big Bang Theory” Normalized Nerd Culture
Having lived in LA for 15 years I met and became friends with some writers. I can't speak for the BBT writers but a lot, if not most, of the writers I met were pretty nerdy. Sometimes you need to write what makes your audience laugh rather than what makes you laugh. They earn a paycheck just like the rest of us.

I couldn't watch it due to the laugh track.

wj··on Apple introduces 8-core MacBook Pro
My main system is currently a late 2012 maxed out Mac Mini that struggles with Adobe products. I also miss Linux on my desktop so your set up is appealing to me. Looking to use Lightroom, Illustrator, InDesign, and Photoshop. By chance have you passed through a drawing pad?
wj··on What makes ramen noodles so special?
Sun brand noodles are used by a lot of shops and I imagine you could find in the Bay area if you called around.
wj··on Amadine – Vector graphics software for Mac
I've been wanting to learn Illustrator in order to create a children's book but never got around to it. Will give this a demo.
wj··on Ask HN: Which great products didn't succeed?
I moved from the Nexus 5 to the Motorola G series of phones. Cheap but not too fast.
wj··on Ask HN: Which great products didn't succeed?
Google's Nexus 7 might qualify. A really great tablet at an affordable price that got one minor refresh then was cancelled.

I see Palm already mentioned. Neo Geo.

Obviously everything I have done was great--too advanced for its time to succeed.

wj··on 2.7M Americans Still Get Netflix DVDs in the Mail
At one point they had the star ratings where you could see two different star ratings. The primary one was of users like you and then in smaller print could see average of all users. Going back even further you could see see you friends' ratings of a title.
wj··on Why Are Human Teeth So Messed Up? (2017)
The fact that we grow one set of bones, lose them, and then grow another set has always been weird for me to think about.
wj··on The Intercept cuts back
You just described the local evening news. I wonder why anyone tunes in outside of being unable to find their remote to change the station.
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