paypal is by far the worst payment processing system that I have ever used...
The rest of the things just comes with it being a huge corporation that pretends it's not a bank I guess. Funny thing if you search for PP here
https://hn.algolia.com/?query=paypal&sort=byPopularity&prefi...
Didn't they have some "controversial" privacy policy change recently?
Anyway, I still see it as the lesser evil of the widespread totally-not-a-bank payment processors.