That's because it doesn't work on a large scale. It especially doesn't work during periods of crisis:
http://www.democracyjournal.org/32/the-voluntarism-fantasy.p...
http://articles.latimes.com/2014/mar/30/business/la-fi-hiltz...
http://www.democracyjournal.org/32/the-voluntarism-fantasy.p...
http://articles.latimes.com/2014/mar/30/business/la-fi-hiltz...
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