> Every cyclist I know has a story of unexpectedly ditching.
IIRC, the majority of injuries from cycling accidents are to the hands, arms and shoulders.
> I personally have cracked a helmet and walked away.
Which of course means nothing regarding whether you would have injured your brain. Our hair, scalps and skulls are remarkably good at protecting our brains.
> as good as you are you don't control many types of collisions (negligent/distracted drivers)
True enough, and of course a strike from a two-ton vehicle travelling 20 mph faster than one will impart far more force on one's body than a strike of a 180-pound body travelling at 18 mph will impart on the road.
Helmets are nothing more than magical safety hats; they're placebos; they're a triumph of marketing and emotion over reason and sense. If you wear a bicycle helmet, then logically you should wear a driving helmet, a walking helmet and a sleeping helmet.