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> the consumer now has their fingerprint tied to payments

FUD. This is not how Touch ID works. Fingerprint data, which is not a fingerprint image to begin with, more of a hash, is stored on the iPhone's A_ chip itself. It cannot leave the device, ever.

Other posters have addressed the remainder of your incorrect claims.

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I was not under the impression that Apple Pay users have an imprint of their finger print next to the transaction information and time and date stamp somewhere. That would be ridiculous. If the user validates a transaction using their fingerprint, somewhere it probably say something along the lines of "verified with user's fingerprint, which is not stored here." This creates what we call, linkages. It's not all in one place. That would, again, be ridiculous. But, the more linkages you have the better picture you can draw.

If you authorize your transactions with a PIN or a signature you're doing the same thing, but in a much less secure manner.

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