The way I see it, it's really a timing issue more than anything. If I were a homeowner, I could consider an equity line on my home to cover a couple months of expenses (plus I wouldn't be paying rent...), or if I had a longer credit history I could open a big card with the understanding that I would either have a good exit with the company or leave for a well-paying, more stable job at a larger company at some point and be able to repay the debt either way.
It's just the wrong time in my life to take this risk, unfortunately. It's not even the long-term effects of the risk, either, it's the change to the near-term status quo that I don't think I'll be able to handle.
It is not the wrong time in your life to take this risk. This is the wrong risk.
Jeeze, I mean you are saying you're willing to cripple yourself financially, and you are already in debt, I mean... I don't know I'm at a loss for words...