Agreed. This mentality doesn't only lead to being denied a bank account; it leads to murder, literally.[1]

How is this any different from any number of discriminatory practices in the past, which are now (at least superficially) illegal, such as "red-lining" black neighborhoods to deny home loans?

‘We Kill People Based on Metadata’ [1] http://www.nybooks.com/daily/2014/05/10/we-kill-people-based...