I'm still producing my work, in fact I'm so far ahead of my colleagues, that I can take entire days off because I'm delivering early.
If somewhere told me I flat out couldn't use personal accounts I'd tell them to f- off.
Also - work is give and take - if work is not going to "give" a little, and let me use personal accounts, then I'm not going to "give" you some extra time when production goes down out of hours, or there's a big push for a delivery.
Anywhere that's this inflexible is a crappy place to work, tell them to get bent.