> I'm thinking of the model that: Profit should be made up by charging more than the cost of duplication.

That's what we already do. Duplicating content without the copyright owner's permission is copyright infringement which is illegal.

> I would argue that Kickstarter does the same thing as the current model, but has none of the same safeties in place. I agree it's not apples to oranges, but I think we could put those legal safeties in place.

Corporate bonds are a relatively safe way to lend.