Somebody got into my bank account and attempted to steal some money. Luckily, we were able to stop it quickly and the bank had the money back in our account the same day. It was pretty upsetting so I sent a letter to them with a lot of questions about their system and eventually somebody from the inside called me.
One of the questions I asked was why they limit password length. The (low) limit suggests that they were storing the password rather than a hash of it. They wouldn't confirm that was what they were doing, but their ultimate answer to me was stop worrying - you aren't responsible for fraud.
I also asked for a list of all the external IPs that had accessed my account and I couldn't get that for privacy reasons. I'm not sure whose privacy they were worried about, but I guess it wasn't mine. In the end, it was an incredibly unsatisfying exercise.