As for Elite, that is an excellent example of a project that failed to deliver what it promised. I love Elite, by the way, but the only reason you're touting it here is because it's already out, whereas SC is not. I understand that, you're a gamer, you want something you can play now, not something you can play later.
Here's the thing: Star Citizen and CIG are both plagued with issues. Cultish behaviour from their communities, overpromising tendencies, micromanagement, etc. It's not a flawless game or studio. But game development is hard and game developers are some of the most passionate about their job, of all professions on earth. So it really pisses me off when people start claiming that all they want to do is "run with the money".
It's possible to fail. You're on a forum where people build their own companies from scratch. Most of these people fail. If after dedicating years of your life on your vision while being questioned at every corner you end up failing, that's not "running with the money", that's failing. It's hard, it sucks, it destroys you and this happens to people on here every single day. It's not some kind of goal that they're all looking forward; "oh man I can't wait until we don't have to keep up this charade anymore of pretending to work on the game every day, so that we can enjoy all the jaccuzzis we've been buying!".
You want points of reference, I invite you to look at game studios that actually "take the money and run". Start with Zynga, see how deep that rabbit hole goes.