I understand some people enjoy it, I for one traded a 50% pay cut for the ability to live far from any big town with a smile on my face.
I can cycle without breathing exhaust fumes, I can go kayaking from my backyard, I can go fishing after work, I can grow my own food, I can have a dog without feeling like holding it prisoner in a town, I can offer a healthy and low stress environment to my family, I can watch the stars from my backyard,...
Just giving a bit of perspective, coming from a guy who made big money. In the end money is worthless if I'm dead from one of the many things that will end up killing me by living in a big town.
I love road cycling as a sport. IMHO cycling for pleasure sucks in cities, even ones with great cycling infrastructure.
The cycle paths are full of slow commuters calmly pootling their way to work|shops|date|whatever.
The roads in cities are full of distracted|incompetent|psychopathic drivers in motor vehicles all wanting to "punish" me for shaving my legs and wearing lycra.
The place for people like me is haring about in the lanes and hills of the sticks. :)
Off-topic, but LA really does have great public transportation. It covers nearly the entire metro area such that you can get pretty much anywhere and only have to trek a few blocks to catch a connecting metro line (whether that be bus, rail, or subway). The problem is you're not going anywhere fast.
I like Ventura Blvd in the Valley to make it to the beach. It is congested at points earlier on (east), but then it clears out. Venice is busy almost the entire stretch.
In cities that are renowned bike friendliness e.g. Amsterdam or Copenhagen most of the cycling is low speed on the excellent cycle paths. Most of the riders are on utility bikes in their everyday clothing (as opposed to dressing to go fast and get sweaty).
If people are just peacefully commuting at 20kph (12mph) I would feel a bit of an arse if I went hooning past on a time trial bike at 50kph (31 mph).
Editor's note: Actually I'd be over the moon if I could maintain a 31 mph average for 10 miles! :)
The small town I live in actually has pretty good segregated bike paths but I only use them when I'm commuting slowly and not when I'm training.
For completeness, the elementary school that I went to and that my kids will go to does not have or need metal detectors. I believe the security guard is armed. Are security guards outside the city completely unarmed? I have no point of reference for this.
I mean, I don't expect you to do it, but personally, I like to save aggressively so that I can reach financial independence sooner.
You're right that I could take a higher paying job in the suburbs or in a rural area and save even more, but money isn't everything to me.