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Comment by swang | Hacker News Reader

Yeah that feels like it was planted in there.

Does anyone really think owning a credit card makes you interesting? Especially one that is produced for the masses? (at least the ones who can afford the $ amount for it....)

Almost every single friend/acquaintance I know has _that_ card and no one thinks each other is more interesting because of it. It was essentially for the 100,000 points (+ travel perks)

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I found that part of the article so amusing that I was about to share it with some friends, and then I started to wonder if I was making myself part of some kind of viral marketing ploy.

You techies with your fancy ad blockers just read, and are now earnestly discussing a 10 page ad. Someone's getting a raise.

I think you hit the nail in the head. http://paulgraham.com/submarine.html

I'm ashamed of myself now.

I actually hate that it's made of thicker metal. When I use it I feel like I look like the exact kind of idiot the article mentions, who thinks that their card being "clunk"ier makes them look more impressive.

Random people have commented on my Chase Saphire card, complimenting the weight, joking about how 'rich' I must obviously be.

It's just a thick card because it was one of the original pin & chips. It's old. The annual fee is $90. That's less than most people pay per month for cable TV.

I'm not sure why it gets so many looks, but I will admit most people just carry bank cards in this area.

I don't think you can get approved for cards like Chase Sapphire Reserve without a certain credit history. It's not the annual fee.

The Sapphire Reserve isn't their first card to be physically made of metal.

The first one was the Sapphire Preferred, which is presumably what the person you replied to was talking about; the Sapphire Preferred appears to have a $95 annual fee (compared to $450 on the Sapphire Reserve), lower minimum limit, and lower requirements for approval.

Although the Preferred also has an automatic $300 travel credit which covers less than a week of my average expenses over the course of a year. When I canceled my Preferred in favor of the Reserve I went through the most half-hearted workout routine from Chase I ever had in my life. The rep fully understood there was absolutely no reason for me to keep the Preferred card but still had to go through the motions of offering me a cheaper annual rate etc.

I have a CSR with a short, semi-dodgy credit history.

No, it was designed to look and feel expensive.

Chip and pin has been a standard and pretty thin in the rest of the world before it came to the us. You were pretty late to the game, so its not like this is an early artifact with major leaps since

I have a European chip and pin card. The area around the contacts above the chip has a slight, but noticeable, bulge. I have a newer American chip and pin card. It's thicker but the card is perfectly flat. They also did away with the bump letters and numbers.

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