Having fun laughing all the way to the bank at idiots like you. Just as an example. I saw what Bitcoin was right way and invested a few thousand. That couple thousand has since netted me more than $200,000. I now have much more in Bitcoin than I ever put in and have withdrawn more than I put in.
Sorry, but you are naive. New things happen, nations change, "money" has not always been USD. I am having fun laughing at fools like you work your life away because you are too proud to try and understand a new paradigm.
In my early 30's I am financially secure for life, have a happy family and am working on a PhD, all because of what Bitcoin has allowed. And its still going up.
Good luck at your 9-5 and with your employee matched Roth IRA.