ps: why is hitting 30 a problem? You seem to be doing just fine?
I have a need, its simple, I need to be financially independent. This doesn't mean I need multi-million pounds and be able to afford lambo's. I am a basic person, so for me, to have enough income to live, a house paid off and little excess money to go out every month although this latter isn't a requirement, considering I have gone out every weekend for 2 years and have spent no more than a couple hundred pound. I don't drink and my friends don't let me ever pay for theirs.