I refuse to use Venmo due to the creepy social aspect. I don't need to know that a friend of a friend just paid for their rent, and I certainly don't want my transactions being broadcast for all the world to see.
Just toggle the setting to make all transactions private. It's in the settings.
yeah that's the part i'm quite confused by. i've used venmo simply because my friend preferred to be paid that way, and then never after that but that social thing always baffled me because i can't imagine people being so willing to share their transactions with the world. i just assumed venmo being european may come from a different culture where perhaps people care less about privacy, but i never bothered to verify if that was the case.
Venmo isn't European, and at least from what I see not all that common here in comparison.