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Safety disconnects let you keep the house powered without sending power onto the grid, though.

Are these safety disconnects you're talking about at the home, or are you talking about the utilities circuit breakers?

At the home. https://www.civicsolar.com/support/installer/articles/sizing...

I'd still see that posing problems for crews of electricians. A customer home safety disconnect could fail to operate in which case you'd be feeding the supposedly "dead" distribution line.

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