Triple Mode Redundancy: https://en.wikipedia.org/wiki/Triple_modular_redundancy
Also, the longest life span SpaceX has ever really needed is maybe the Dragon, which is a month-long mission. Cassini has been in space for 20 years. Very different design requirements.
This isn't solely a difference between NASA and SpaceX, but also a difference in mission requirements.
https://en.wikipedia.org/wiki/Saturn_Launch_Vehicle_Digital_...
Sure, and by the end of that process (testing, construction, launch, coast, arrival), it winds up being "extremely well tested, older technology".
And no, this isn't implying that they're going to launch a mission without any testing at all. But spacecraft are specced and designed years before they actually launch; if you want to launch a craft in 2030, you need to pick your hardware in 2025. The intervening years are plenty of time to gain assurance in the reliability of the hardware, regardless of whether that hardware was released in 2025 or 1995.