That has nothing to do with powering you own home from you own solar panels.
When the grid-tie inverter senses the grid is down (it could even be scheduled outage for maintenance) - it stops feeding the grid and only powers the house. When it senses the grid is back it ties to the grid again.
If you need to work on the house, there can be a master switch where the panels come into the inverter (law in Australia) so you can manually turn them off, thus ensuring none of the house has power.
Simple.