Everyone gave good advice.

I think about the way Insurance companies have used these rare events to raise rates, and cringe.

I think about all the people who couldn't afford property insurance, and cringe.

(If it was my house, I might put a sprinkler on the roof, and turn it on. I would nail the sprinkler head to the roof. Then again, they say it will lower the water pressure to the fire hydrants in some areas.)