So leave USA for a while or forever, if you need to pay $3000 a MONTH for insurance. WTF?
Unless you have a very, very specific disease everything will be solved in many other countries, at a lot less. By paying cash if needed.
If that $3k were paying a mortgage debt, it would be servicing more than $600,000!
Sadly, $600K is nothing in healthcare costs, at least retail price. A snake bite can cost $153K https://www.cnbc.com/2015/07/21/hospital-appears-to-charge-1... https://www.cbsnews.com/news/rattlesnake-selfie-results-in-a...
That makes visits from the grandchildren and family more difficult though. Something that can be important in your later years.
In my country -- Bulgaria -- I recall somebody on the news saying they pulled their US cousin in here and they got a complex multi-phase operational treatments (not good with medical English, sorry!) with 3 months of hospitalization... for a sum of money that would equal 1 week in hospital in USA plus only the first operation (out of 4-6).
Medical tourism is becoming a thing here in Europe.