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> then a company wrote him a letter saying he never borrowed from them (despite the paragraph before saying he did, in fact, borrow from them). Okay.

You misunderstood that paragraph.

He got a payday loan from an online lender, and paid it back promptly. The online lender was not Vista, the company to which his alleged debt purported to be owed.

*edited so I don't end a sentence with a preposition. I have no idea how by that slipped me.

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N.B. ending an English sentence with a preposition is fine, c.f. https://en.oxforddictionaries.com/grammar/ending-sentences-w... - it's just aping Latin style

I'm sure you didn't mean it, but your sentence could be interpreted that ending with a preposition is aping Latin. That particular tradition comes from English's Germanic roots. Latin languages typically have non-compound verbs which cover the same concepts.

https://en.wikipedia.org/wiki/Phrasal_verb

Yes, you're right. I wrote hurriedly and was ambiguous. I meant to say that the rule about not ending a sentence with a proposition is aping Latin style. Thanks!

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