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> I am now focused on a higher risk-reward trade off

Yea, no kidding!

The silver lining is that at 80, he won't have to live in penury for very long.

It makes sense from his perspective, yolo, plus it might be his son's inheritance anyway so what does the 80-year-old care?

Well I wouldn't be thrilled on losing my life-savings, no matter what age.

YOLO!