Relying on fine-grained maps always seems to me like the Wrong Way to do these things. Fine-grained maps are guaranteed to be wrong, so you can't rely on them. And if you don't rely on them then you don't need them.
The good news is that a point cloud map is relatively trivial to create, and the pipelines to update such a map over time are becoming more understood. There's lots of startups taking on this challenge.
They simply can't take those decisions. Yet. As companies such as this make headway, roads will become more standardized to help them along.