Once a month look at year-over-year total returns for VOO, VXUS, and BIL

keep 100% of your portfolio in one of 3 funds: VXUS, VOO, BND

use chrome, not firefox which is broken http://stockcharts.com/freecharts/perf.php?VOO,BIL,VXUS&n=25...

VOO Highest? buy or continue to hold VOO

VXUS Highest? buy or continue to hold VXUS

BIL highest? buy or continue to hold BND