Dun flag me unless you've done the maths first. if u place yr bets on just leading 2 sports teams using Martingale system, u will do pretty ok.
I don't understand why he was downvoted...
Not all of HN readers are from N.A. and Europe.
While it's true that here in Canada I get 1% in savings account , but I know people who for example keep their money in Brazilian banks.
I believe the going rate for savings accounts over there is 15%
But by the time you're 65 the retirement age will be 75. So if you want the money at 65 you'll have to take it out with penalties.