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I’ve been in the UK about ten days, and spent less than £10 of the cash I withdrew on the same day, while having spent well in excess of £500 retail

I spent 2 weeks in the UK and used cash exactly twice.

Being able to use your contactless VISA card directly with turnstiles in London public transport is a game-changer.

I live in the UK. Sometimes I spend less than £100/cash in a month

I forget my PIN every 8-12 months and have to wait for a letter from my bank before I can withdraw cash from an ATM