I’m not judging.

A cautionary tail could do a lot of good here.

Why not let something good come out of the discussion that could prevent others from ending up in this situation?

A postmortem of sorts.

I could have ended up like this guy, but I found personal finance religion when I was 28. After making six figures for six years all I had was monthly payments equal to my paycheck and not much to show for it.

It’s pathetic how many people here leap to pity. The OP wasn’t asking for it.