Just don't pay. It is shocking that people feel compelled to repay crooked loans issued by crooked banks run by people who are just playing a game of who can steal the most.
Lots of ways they can make your life just as miserable for not paying.
But, this is an interesting thought exercise. I read some of these stories, and think to myself that living overseas for the rest of my life doesn’t sound too bad comparatively. I could even imagine a country seeking skilled immigrants might even pitch a citizenship path for people looking to start over.