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>but it's still a large gamble.

I know it seems like a big gamble room your current vantage point, but it really isn't. You are an entrepreneurial developer in a tech economy where that skill set is at a premium (at least in startup hubs like the bay area). It seems like the worst case scenario is that you end up getting a job at another startup if your projects don't work out.

Good luck!

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The only pushback is that you are risking your savings on this, so it's still a big decision (maybe not gamble exactly, depending on how you look at it). There's always opportunity cost at risk.

However, I know I personally work best when I focus on one thing, or at most two. Seems like you have too much on your plate, so I would recommend cutting something as soon as you reasonably can.

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