My personal (and possibly unpopular) hot-take on these types of schemes are that they should be against the law. It's the same concept with the Brave browser.

I don't feel like these organizations have a right to attempt to represent other entities without express consent.

I mean they take money on behalf of other individuals/organizations, advise those paying them that they will forward the money on and then attempt to coerce the target entity to sign their contract, accepting based on their terms/pay out ratio, usually based on some opaque "formula".

The more popular the service becomes, the more leverage they have.