Paypal isn't a bank and should not be used as such. They can suspend/freeze/ban you for any reason under the sun. Paypal has long been known to screw people over. Contrary to the article trying to portray that woman and LGBT people are under some mystical male abuse campaign from PP and YT, men are just as well caught in the net of problems both platforms cast.
Now these legit channels being targeted by report/flag campaigns is bad. There really isn't much recourse on either platform. Once you're punished, you have to go to hell and back to get unpunished. She is right in saying that these platforms are not built to handle edge cases like targeted harassment. She seems to think that sexuality shouldn't be a punishable offense on these platforms, which I think most people would disagree with. While this focuses on this specific case, this points to a broader problem that these platforms in the entirety are subject to abuse from organized groups. Yes ASMR creators were targeted here, but an organized push against most any group on these platforms could result in false bans/suspensions. I don't think this article belongs on HN. From a different source that is more unbiased yes, but this article is absurdly written.