Though, saying I don't trust my files to the cloud is not the same as saying I don't use the cloud. I keep two copies of all of my files in 2 physical location. However, both of those physical location are within 10 miles of each other, so I also mirror everything to the cloud. That is, I always have 3 copies of all of my files, 2 in physical location and 1 in the cloud.
I know so many people that have all of their important videos and photos in one location (their phone, the cloud, a hard drive in a drawer, etc.) I can't imagine how they sleep at night knowing everything could go poof at any time. I've tried explaining this to some of them, but they think I'm paranoid.