Sure. That's a valid point. Things have changed a lot since my oldest child. But my youngest children are still at home costing me money. My own financial situation has improved, of course. But my recent college grad children step into jobs making 80% of my current salary. And they're not making SV money. So again, I turn the volume down on millenials who complain about the cost of children.

I had my first children when I made less than 1/3 of what I make now and new college grads are making 4/5 of what I make now. And I'm still raising children. You can argue about inflation or whatever you want. I don't buy it.

Just admit that you are not willing to give up anything to accommodate children.

I'm not saying that you should give up anything. Those are your choices. But you do have a choice.

I have neighbors who make $40K and raise children--yes, more than one. Right now. Today. In the U.S. No welfare.

It is within the reach of most everyone on HN to become a middle school math teacher in Kansas and raise a family. Very few make that choice. But they do have the choice.