We have a sample size of just one (our solar system). But we already know that life on Earth began very soon after it cooled enough to have liquid water - that gives us some confidence that it can't be that hard for life to start.
We know life's been around on Earth for ~4 billion years, surviving multiple insane climate swings from subtropical vegetation and species living in the Arctic to the entire planet freezing over, multiple massive impacts from space, insane volcanism that people today just would not even recognize as volcanism. Hopefully that means life's somewhat durable.