"Sorry, the anesthesiologist was out of network, though everyone else in the hospital is in network"
"Sorry, the anesthesiologist was out of network, though everyone else in the hospital is in network"
After that I went to Kaiser because I'm not sure its possible to go out of network at least like that.
On particular phone call stands out. We got our insurance on a 3-way call with my SO and the hospital billing. For a urology test they charged us ~$800 for the test strip (just a single one!), which the hospital tried to claim was not covered (nothing, it seems, is ever 'covered'). Even the insurance person on the phone was aghast at the hospital: "Wait, so you are telling us that even urological tests, like a basic pH strip, at the specific office for urology, is $3000? What is our client even paying for, like, what is it exactly, that a urologist does? How much does a smile cost?"
US Medical billing makes Kafka blush.