I have to say I just don’t understand why anyone would willingly pay the kinds of prices for housing that I see people paying. It seems like the consensus is that you should pay 2.5 times your household income on a house; I see people around me paying 5 times or more. That’s bonkers. We paid 1.25 times our household income and we’d never have considered more. I’d rather live in a double wide than put that much of my income into a sunk cost like that. No way. Everyone is just behaving in a totally irrational way and I don’t get it.