This culture of suing and starting litigation for anything is stupid. How would one know what kind of insurance to take out? So now every citizen of a country should need to have "random accident and counter litigation insurance"?
I got out, looked at the back of my car, saw it was only a scratch and told him not to worry about it. He looked utterly stunned that I would not take advantage of him and call my ambulance chasing lawyer for the pain in my neck that suddenly developed.