If that works for you then great, but I don't see the value in adding the comment only to remove it one way or another a moment later. What I do is 1. write some code 2. is code clear enough? If yes, stop. 3. clarify the code 4. goto 2.
I agree with you entirely but I can also see that the strategy mentioned could be a good bridge (for those who currently litter code with comments) to a better world where comments are rarely needed.