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Show us your incoming wage and outgoings then we can discuss whether you are living paycheck to paycheck. Living paycheck to paycheck means your needs are not being met rather than your wants. Cable (free OTA), eating out at all (pack sandwiches), heat (wear more clothing), etc, are all things which need to be cut if you think your outgoings are greater than income.

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That is not what "living paycheck to paycheck" means. It merely means having insufficient savings to continue to pay bills should a paycheck not arrive each pay period.

In many parts of the country, cutting heat is impossible. Disregarding the fact that it’s nearly impossible to find enough clothing to stay warm long-term when the temperature drops below 20 degrees Fahrenheit or so, pipes will start to burst when the indoor temperature falls below freezing as well.

Sure, you can’t just turn it off where I live. But reducing the temperature somewhat can have a larger than expected impact on heating cost, especially in homes with poor thermal resistance. Personally, I’d cut the cable TV first (and did).

Look, if you're in that sort of climate, just build a rig and start mining coin, and you'll get paid for heating your place! Can't beat that.

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