These cars already safer than human drivers and they are common on the streets around Google. So unless you mean "risk" as "risk of being slightly inconvenienced", neither of your points is accurate.
> But because they are low income they don’t expect to be able to afford self driving cars in the next 10+ years.
It is pretty clear that Waymo primarily intends to sell a taxi service, not cars directly. This taxi service would be cheaper and safer than any currently available so people of all incomes would benefit both directly and indirectly (fewer DUI drivers).