Just because you don't experience it (or experience the opposite) doesn't mean the advantages don't exist. The effects of these privileges can be observed across the aggregate of social groups; I don't think you should be dismissing them just because you personally have been unlucky enough to not take advantage of them.

But wait... what really happened in your situation?

* the threat of eviction was rescinded after you paid back

* you paid it back with cashiers checks... how were you able to get those so quickly?

So, in a story where you tried to demonstrate the lack of advantages of being a white male, you basically demonstrated the opposite.