I mean, if you really want the easy way out, just pay Squarespace or another WSIWYG website builder. That's what a lot of my artist and photographer friends use.
If you're genuinely interested in building from the ground up, definitely go ahead. But if that's not really your goal, you will almost certainly be disappointed with your first site. HTML/CSS courses don't cover design (typography, element spacing, color palettes), so you'll look at your site, you'll know it's ugly but you won't know why. And you won't want to put it online, thereby wasting even more time.
Don't do that. Let your work speak for you, and don't feel embarrassed about using a template. Your audience cares about the quality of your content only, they will be completely oblivious to what is happening behind the scenes.