You think you're safe with your 30,000 tools -- yet all of your crypto funds are in bitcoin? Centraliser. I spread my wealth across 30,000 different currencies.
You're forgetting. All these are cryptocurrencies. You need to have more than that. I own 30,000 different kinds of assets. Stocks, bonds, crypto, I even own all of the funds. You're suffering from way too much centralization.
Are y'all still keeping all your assets on only one planet? Wow, that's risky.