Also, I don’t dispute that things like waking up early, meditation or exercise have real benefits. Whether they have real benefits is unrelated to this discussion.
Separately, without money to alleviate obligations, many poor people find themselves overwhelmed through no fault of their own. A bad, unexpected legal or medical situation can leave you at the breaking point of stress for no other reason than lack of money.
It may help to consider having more empathy as you mentally imagine the plight of poor folks.