I'm not quite 40, but am happier now than when I was younger. A key part of that is financial. After 20 years of working I have a nice nest egg saved up. It is not enough enough that I can retire, but it is enough that I don't have to worry.

When I was younger, I was always stressed about how I would pay the bills. When layoffs would go around I would be super stressed , worrying about what if it happens to me. I'd also be stuck dealing with some asshole boss because I needed the money again causing more stress.

Right now there is a rumor going around that my company is not doing too well financially. In the past I would have been worried about it. Now my only thought is if I do get laid off, is where I do some traveling to. If it is during the summer, think I'll go spend some time in the Canadian Rockies. If during the winter, I'll go back to Australia.