This is getting closer to a solution but it assumes that damage is totally reversible given money. If you punch me and break my nose, I can sue you for 'damages' (loss of earnings, medical expenses etc) and in the eyes of civil law everything is OK - but really it would be much better if it hadn't happened in the first place! We recognise that by placing a blanket criminal ban on assault, and in the future I think we're going to have to accept that a lot more for negative-externality actions.