When a Wordpress install has write access to its own PHP files, then a vulnerability can do more harm obviously since it can modify the Wordpress install itself and thus more easily "infect" the installation. Denying write access cuts off many attacks from doing significant harm. BTW WP-CLI can also do checksums of your install.
I wouldn't fret too much about seeing attempted hack attempts. If you have enough logging turned on for a public web server, you'll see a constant stream of hack attempts for all types of languages / frameworks. I did this the other day and saw what I recognized as a variety of different attacks targeted at PHP, Rails, and Java.
Regarding usernames: note that Wordpress will, by default, expose those usernames in things like posts (author's username is revealed). I had to modify my theme to make that stop, and even then I'm not 100% sure it's not leaking somewhere I missed. Maybe you want to do all content editing with a user that has reduced privileges and only use your admin user when necessary.